Discover the Power of MYG Annuities
Transform your savings into a secure, predictable future with Multi-Year Guaranteed Annuities from American National. Enjoy peace of mind with these key benefits designed to maximize your financial growth:
Guaranteed growth
Secure steady returns with a competitive fixed interest rate. Your money grows reliably, shielded from market ups and downs, helping you build wealth with confidence.4
Tax advantages
Keep more of your earnings working for you. With tax-deferred growth, your MYG annuity compounds faster, giving you a stronger financial foundation before taxes apply.5
Penalty-free withdrawals
Need funds? Withdraw up to 10% of your balance each year without surrender charges or market value adjustments, giving you the freedom to adapt to life’s needs.
1Any withdrawals in excess of the surrender free amount are subject to surrender charges or market value adjustments. Withdrawals of earnings are subject to income tax. For earnings withdrawn prior to age 59½, a 10% federal tax penalty may apply.
5Information herein is not intended to be legal or tax advice. You should consult with your own attorney and tax advisor for your specific circumstances.
Build a MYG Annuity that's right for you
Choose from multiple guarantee periods, rate enhancements and low initial premiums to tailor a MYG Annuity to fit your portfolio.
Educational Resources
Discover valuable insights on annuities and financial planning for long-term security.
Questions?
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1Penalty-free withdrawals allow up to 10% of the annuity value at the beginning of the year to be withdrawn annually, free of surrender charges. Any withdrawals, including interest-only withdrawals, will reduce the amount of interest credited to your contract. Withdrawals of earnings are subject to income tax. A 10% IRS penalty may be imposed for withdrawals before age 59 1/2.
2Surrender charges may apply if withdrawals exceed the annual penalty-free withdrawal limit. Waivers for Confinement, Terminal Illness, and Disability may allow access to money without any surrender charges, any applicable market value adjustments, or excess interest deduction. Terminal and Confinement Waivers are not available in California.
3Rate is as of 09/01/25 and is subject to change. Policy Form Series MYG20; MYGNQ(NY); MYGPQ(NY); AI20 (Forms may vary by state). CA Form: MYG16(04). Withdrawals may be subject to Federal/State income tax and, if taken prior to age 59½, an additional 10% IRS penalty may apply. Neither the Company nor its agents and representatives can provide tax, legal or accounting advice. Client should consult their own attorney or tax advisor about their specific circumstances. American National Insurance Company, headquartered in Galveston, Texas is licensed to conduct business in all states except New York. Business is conducted in New York by American National Life Insurance Company of New York, headquartered in Glenmont, New York. Each company has financial responsibility only for the products and services it issues. Not a deposit. Not FDIC insured. May lose value.
4The Interest Rate Guarantee Periods listed are subject to availability
5Information herein is not intended to be legal or tax advice. You should consult with your own attorney and tax advisor for your specific circumstance. Current U.S. tax law provides that earnings from an annuity are taxable only upon withdrawal as ordinary income. Any withdrawals in excess of the surrender free amount are subject to surrender charges or market value adjustments.
6Surrender charges may apply if withdrawals exceed the annual penalty-free withdrawal limit. Waivers for Confinement, Terminal Illness, and Disability may allow access to money without any surrender charges, any applicable market value adjustments, or excess interest deduction. Terminal and Confinement Waivers are not available in California.