The Easy Choice: People Love the Simplicity of a Multi-Year Guarantee Annuity from American National Insurance Company

Mar 11, 2025

Managing your portfolio shouldn’t be complicated. You likely prefer straightforward, effective solutions—holdings that deliver stable growth with transparent terms and easy online access.

That’s exactly what you get with a Multi-Year Guarantee Annuity (MYG Annuity) from American National Insurance Company. An MYG Annuity is built for simplicity. From purchasing your MYG Annuity online to tracking your growth over time.

Funding Is Simple and Straightforward

For DIY planners who are comfortable making their own financial decisions, American National Insurance Company offers a MYG Annuity that you can fund directly online. This means:

Straightforward process: choose your funding amount and guarantee period¹.
Clear, guaranteed terms: know exactly what you’re purchasing.
Secure online funding experience: fund your annuity with a bank transfer or move funds from a traditional or Roth IRA.

Easy Access to Your Account Information

Managing your portfolio should be simple and stress-free. With a MYG Annuity from American National Insurance Company, you can access your account information online anytime, anywhere.

View Policy Details: View your contract, value, and financial information at a glance.
Document Management: Easily view and download important documents, including your tax forms and statements.
Direct Online Management: Update your contact information, initiate withdrawals, and make payments directly through our online portal.

Options to Access Funds When Needed

A MYG Annuity from American National Insurance Company also provides options for accessing your money when needed. While MYG Annuities are designed for long-term growth, they include various withdrawal options².

Up to 10% annual penalty-free withdrawals: access up to 10% of your funds each year without surrender charges.
Systematic withdrawals: choose monthly, quarterly, semi-annual, or annual withdrawals with a minimum of just $100. You can also adjust or stop withdrawals anytime with a written request.
Direct deposit option for withdrawals: withdrawals can be deposited directly into your bank account.
Tax-deferred compounding until withdrawal: let your money grow tax-deferred until you withdrawal funds from your annuity.

Why People Are Choosing a MYG Annuity from American National Insurance Company?

If you value simplicity, transparency, and security, a MYG Annuity is an excellent choice. It’s a no-fuss way to obtain guaranteed, tax-deferred growth that can be managed easily on your own.

A Smarter, Simpler Way to Plan

Easy to fund: Straightforward, online process with clear steps.
Easy to understand: Guaranteed fixed rates with no market exposure and no upfront maintenance fees.
Easy to track: 24/7 account information access.
Easy to plan around: clear terms, various money access options.

Take the Next Step

If you’re looking for a straight-forward and hassle-free way to diversify your portfolio with guaranteed growth, a MYG Annuity from American National Insurance Company may be right for you. Explore your options today and experience how easy purchasing a MYG Annuity can be.

Information herein is not intended to be legal or tax advice. You should consult with your own attorney and tax advisor for your specific circumstance. Current U.S. tax law provides that earnings from an annuity are taxable only upon withdrawal as ordinary income. Any withdrawals in excess of the surrender free amount are subject to surrender charges or market value adjustments.

¹Interest rates and interest rate guarantee periods are subject to change. At the end of the selected interest rate guarantee period, you can either withdraw all your money without penalty during a special 30-day window or continue the annuity and earn an annual effective interest rate declared annually on the policy anniversary. This special surrender option applies to a full surrender only and is not available for partial withdrawals or systematic withdrawals.

²Penalty-free withdrawals allow up to 10% of the annuity value at the beginning of the year to be withdrawn annually, free of surrender charges. Any withdrawals, including interest-only withdrawals, will reduce the amount of interest credited to your contract. Withdrawals of earnings are subject to income tax. A 10% IRS penalty may be imposed for withdrawals before age 59 1/2.

American National is a group of companies writing a broad array of insurance products and operating in all 50 states. American National insurance Company was founded in 1905 and is headquartered in Galveston, Texas. Not all products and services are available in all states. Form Series: MYG24; AI20 (Forms may vary by state). CA Form: MYG16(04). Not available in New York.